Down Payment Assistance

Down Payment Assistance – Helping You Achieve Homeownership

The Down Payment Assistance Program is designed to support homebuyers with strong credit scores who want to reduce their upfront costs when purchasing a home.

Eligibility Requirements

Income Limits

Vary by geographical location; some areas have no income limits.

Credit Score Credit Score

A minimum score of 640 or higher is required to qualify.

Key Benefits

Reward for Good Credit

Assistance is available for buyers with a qualifying credit score.

Lower Mortgage Insurance

Eligible buyers may benefit from reduced mortgage insurance costs.

Lower Down Payment

Use less cash upfront, allowing you to keep savings for home improvements or other needs.