Your One Stop Shop for All your Mortgage Needs!
Welcome to Jolt Capital.

Gaining expertise leads to greater confidence.
Refinancing
Understand the ins and outs of refinancing.
Mortgage Basics
Everything to know about buying a home.
Explore Rates
See today's interest rates and estimate yours.
ALL-IN-ONE SOLUTION
Our Loan Process...
STRATEGY CALL
Do your strategy consultation call with professionals
PRE-APPROVAL
A loan pre-approval sets you up for a smooth home buying experience.
SHOP
Start working with a real estate agent and viewing homes.
LOAN PROCESSING
Assemble all the necessary paperwork and details for the underwriter.
UNDERWRITING
They closely evaluate all the documentation in the loan package.
CLOSING
Documents are drawn and sent to the title company for closing.


Your Home Loan Could Be
Fully Funded 30 Days From Now
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Jolt Capital for your home loan, commercial property and investment program as well as refinance options, you can get your money and do what you want with it – usually in less than 30 days.


Why People Choose Us
Personalized Guidance
Our mortgage specialists are here to walk you through every step of the loan process, ensuring a smooth and stress-free experience.
Success Stories
Hundreds of California families have trusted us to help them buy or refinance their homes with our simple and effective programs—let’s make your homeownership dream a reality too!
No-Cost Estimates
Get a free, no-obligation estimate! Schedule a prequalification or explore your options with our mortgage calculator—no strings attached.
6 Smart Strategies to Secure the Best Rates
Let our experienced team to Jolt Capital guide you through the buying or refinancing process quickly, efficiently, and confidently.

Secure Your Home Loan with Confidence
With competitive rates, now is the perfect time to buy! We’ll guide you through the process, helping you find a home loan that turns your dream home into an affordable reality

Refinance & Save More
Lower your monthly payment, reduce your interest costs, or both! Take advantage of today’s great rates and put more money back in your pocket.

Compare & Choose the Best Rate
Don’t settle for the first offer—shop around! Use our rate comparison tool to find the mortgage terms that fit your needs and budget.

Fast Funding, No Delays
Tired of waiting? Our streamlined process ensures quick approvals, so you never miss out on the home you love. Let’s make it happen—fast and hassle-free!

Know Your Property’s Value
An up-to-date property evaluation helps you make informed decisions. Get the insights you need to choose the best loan terms for your financial goals

Tap Into Your Home’s Equity
A cash-out refinance lets you unlock your home’s value and put those funds to good use. Don’t miss out on this opportunity to make your home work for you!
Get a Personalized Mortgage Rate in 90 Seconds!
Mortgage rates fluctuate daily and depend on factors like your location and financial profile. Find out your customized rate instantly—no cost, no obligation!


FAQs
As a first-time homebuyer, your options depend on factors like your credit score, income, and work history. We’ll help you explore the best financing options based on your situation.
Trusted Reviews from Real Homeowners
Had the pleasure to do business with this lender to Pre-Qualify for purchase of new property. Then do to low rates offered, terms, we also refinance another piece of property. Excellent rates, service, communication with lender. Would recommend this lender to anyone interested in a new mortgage or refinancing needs
My daughter and I were in search of a home for over 6 months. We finally found our happy home after switching our agent to Christopher Marr. Christopher Marr is a man of integrity, which is the most valuable quality anyone can have. He is kind, reliable, calm, generous, intelligent and has the most amazing smile. No matter how stressed u are about all aspects of a home purchase, he makes u smile. I wish there were more people out there like him. We are forever grateful to you! Keep being amazing.
As a first time home buyer, we were a little intimidated by the mortgage process. Thank goodness we found Jolt Capital who made the entire mortgage experience much less daunting and manageable. His extensive industry knowledge and experience was abundantly obvious from the first time we met with Chris which was refreshing after having met with a few other potential brokers.
Chris is a pleasure to work with him. If you are looking for timely and clear communication, solid advice when to lock a great rate, and a professional experience throughout, then call Jolt Capital for your next home purchase or refi. Thank you Chris for your help with my refi, I’m looking forward to our next transaction in the near future!
Chris really was on top of everything. He knew I didn’t know anything about real estate and took the time to explain everything to me carefully to make sure I understood. He was constantly in communication with me and offered me many options to make sure I was comfortable with my decision. My experience was so wonderful I referred my sister to him on her recent home purchase. Thanks Jolt Capital for being so good at what you do!
an was able to get me a Jolt Capital loan with 10% down. I spoke with over 10 lenders, they all said no. Ian said yes, and got the loan closed in under 28 days. He exceeded my agents expectations and my expectations. The level of service Ian and his team gave me was beyond exceptional. Very responsive, answered his phone on weekends and always available.