Bank Statement Program
Bank Statement Program – A Home Loan Solution for the Self-Employed
Being self-employed shouldn’t prevent you from owning a home. The Bank Statement Program offers an alternative way to qualify for a mortgage without traditional income verification.
Types of Bank Statement Programs
There are two options available:
12-Month Bank Statement Program
12-Month Bank Statement Program
24-Month Bank Statement Program
Qualify by submitting 24 months of bank statements, allowing for a more comprehensive income assessment.
Key Features & Benefits
No Tax Returns Required – Use bank statements instead of tax returns to verify income.
Fast & Simple Approval
At Downtown Financial, we streamline the process to get you approved quickly.
10% Down Payment
Secure your home with a low down payment requirement.
No First-Time Homebuyer Restriction
Open to both first-time and experienced homebuyers.
Competitive Rates for Purchase & Refinance
Enjoy attractive mortgage rates tailored to your needs.
