Niche Occupation Program
Niche Occupation Home Buying Program
We provide exclusive home-buying programs designed for specific professions! If you are a first responder or a school employee, you may qualify for down payment assistance or closing cost support in the form of a grant. This program offers flexible income limits and typically requires a minimum credit score of 640.
Who Qualifies?
School Employees
Includes teachers, administrators, and staff from both public and private schools.
First Responders
Covers medical professionals, law enforcement officers, firefighters, paramedics, EMTs, and fire support staff.
Key Benefits
Down Payment & Closing Cost Assistance
Receive a grant to help cover your upfront home-buying expenses.
Competitive Loan Rates
Competitive Loan Rates – Enjoy attractive mortgage rates tailored to eligible professionals.
No First-
Time Homebuyer Requirement – Current employees in qualifying professions can apply, whether it's their first home or not.
Up to 5% Grant on Mortgage Amount
If you need additional funds for your down payment, you may receive up to 5% of your mortgage amount as a grant.
